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Archive for September, 2010


How to find an apartment with bad credit?

It seems that no matter how much money you make if you have bad credit you may end up on the street. Is there any way to get around this? Assume there’s no co-signer. Are there any places in the ’408′ someone knows about where they look at references instead? Thanks to anyone who can [...]

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How can I get my lender to agree on a forbearance agreement to avoid a foreclosure on a 60 days late???

My wife went through a serious medical problem and the insurance did not cover the cost of the medical bills. We were unable to pay our mortgage, now it is almost 60 days late. We are worried and facing a foreclosure. How can we avoid it? Can the lender help with a back pay or [...]

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Is there any good programs, grants, or loans for a first time home buyer with bad credit?

The tax credit is available to anyone, good or bad credit. But there are no programs specifically for people who do not pay their bills. There are a few for good credit, low income.

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Does a home loan modification lower the balance?

I have spoke to several different "professionals" some have told me that they can lower the balance and the interest rate. Then I talk to my mortgage lender and they tell me they will not adjust the balance only the interest rate. Please help me w/ any information, Thanks!!! The above contributors have pointed out [...]

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How do I qualify for a loan modification?

Does anyone knew how could I qualify for a loan modification and what are the requirements needed? The loan modification is only for mortgage loans, not student loans (just wanted to clarify since you’re asking in the financial aid section). A loan modification is completely up to your lender – they are not required to [...]

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Can someone get a mortgage with bad credit?

Can you get a loan with a 500-520 score and no money down? In Chicago il, im makin like 40k a year 8-10,000 in bad debt on my credit report. Depending on what is bringing your credit score down there are loans available that are not credit score driven that go to 100%. If you [...]

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do carmax help people get a car with bad credit?

Why would you want a car that has bad credit? OH….Ok. Any dealer will sell a car to anyone as long as they are willing to pay an outrageous amount of interest because of poor credit.

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At what point should I consider an attorney to avoid foreclosure?

My lender, Wells Fargo Home Mortgage, has bumbled and fumbled with my situation for over 4 months. I send faxes with paycheck stubs, personal financial information, etc. ….twice they "lost" everything, repeatedly transfer me from department to department, and I am still attempting to set up a repayment plan with them. They have refused any [...]

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Are there any first time home buyer programs, for someone with bad credit?

Not anymore. Since, this will be your first home purchase I can assume you are probably in your 20′s. I would strongly suggest you repair your credit first. This is really not hard to do. The first thing you should do is get your credit report from all 3 credit bureaus. You can get these [...]

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Where can I find legitimate attorney to help with home modification loan?

I need assistance in the state of CA, the ones that advertise on the radio have lawsuits against them and too many complaints from their clients. Does anyone know of someone who can help me and if by law I can only pay them at the end then I will pay them at the end [...]

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