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Are there any legitimate ways to obtain a mortgage with bad credit in your past?

recovering from bad credit (no bankruptcy) and looking to buy home, now have great job and fixing things

Believe it or not, but "Bad Credit" is a subjective issue. I suggest you speak to a mortgage broker in your town to figure out how bad it actually is. A smart mortgage broker will be able to help you fix what is wrong (sometimes certain debts can be overlooked). After you have been pre-qualified, shop the rate! You could be a lot closer to being ready to buy today than you think. Good Luck!




5 Responses to “Are there any legitimate ways to obtain a mortgage with bad credit in your past?”

  1. 123Catarina says:

    Yes, but you may have to go through sub-prime lenders that charge you higher interest rates.
    References :

  2. liza_1226 says:

    yes there are ways i work for for a mortgage company give us a call (818)668.8282 contact me ext. 336 liza, we can get a quote for u over the phone and we will do our best to get u what u need! wee will try to get ur intrest rate as low as possible we close at 7 so call asap or we open tomorrow at 10 am. Our company name is United Wholesale Lending we r also members of the better business bureau BBB We r ligit… :) U can also check out our website

    http://www.unitedwholesalelending.com
    call or e-mail me
    liza@uwlending.com
    References :

  3. linkus86 says:

    Believe it or not, but "Bad Credit" is a subjective issue. I suggest you speak to a mortgage broker in your town to figure out how bad it actually is. A smart mortgage broker will be able to help you fix what is wrong (sometimes certain debts can be overlooked). After you have been pre-qualified, shop the rate! You could be a lot closer to being ready to buy today than you think. Good Luck!
    References :
    I am a Realtor

  4. tremble y says:

    As a Bankruptcy attorney I can tell you that times have surely
    changed and YES you can get a mortgage even with bad credit.
    People are often shocked that you can even get a mortgage with
    a bankruptcy. It simply depends on the lending institution. I can tell
    you though, that credit unions are better than banks when it comes to this area , and wholesale brokers are better than them both due to their ability to shop around for the best rate and term for you
    I have used one company with success although there may be others you just have to be patient and look around. http://fico400.com/ Hope this helps!!
    References :
    Bankruptcy Attorney Chapter 13 Payoff

  5. CALIFORNIA GOLD says:

    You need to get a good loan officer working for you. Chances are you are currently credit worthy. To find out, fill out the free evaluation form at

    http://www.totaldebtsolutionsllc.com

    and they will have a loan officer from their network contact you.
    References :

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