Bad Credit Mortgage|Loan Modification|Avoid Foreclosure

My partner and I decided to buy together a home two years ago. He is unable to meet his financial obligations, and is considering to declare himself in bankruptcy. I can continue paying for my share, but definitely cannot pay for his. Is there any way I can escape from this loan without having a [...]

I am trying to sell a single family home for short sale to avoid foreclosure. Looking for a reliable and well established agent with experience with short sale homes. If you sell with short sale you will still owe the money. You will still have to pay back the difference to the lender in the [...]

I am considering a short sale on my home in order to avoid foreclosure, but before I proceed, I would like to know how it will affect my credit. Will it be as bad as a foreclosure? How long will it be before a bank will consider loaning me the money to buy another home? [...]

I am planning to short sale my home in order to avoid foreclosure. I need to inform my tenants and perfer them move out during the sale. Do you have written lease with tenants? If so, lease survives your short sale. If tenants are month to month, then give them 30 days notice of termination [...]

I am in Denver, CO I need to stall the sale of my property, I have put money in to sell it, many prospects. I just need to buy a little time. The chapter 7 has been filed the Judge granted the Banks motion to release the propert, I never received notice of the motion, [...]

Because ‘get rich quick’ sells more books than ‘work hard and pay your bills on time’. There probably are just as many books that will instruct you on how to make a budget, how to save from your income, how to have an emergency fund and how to decide on how much to borrow as [...]

My wife went through a serious medical problem and the insurance did not cover the cost of the medical bills. We were unable to pay our mortgage, now it is almost 60 days late. We are worried and facing a foreclosure. How can we avoid it? Can the lender help with a back pay or [...]

My lender, Wells Fargo Home Mortgage, has bumbled and fumbled with my situation for over 4 months. I send faxes with paycheck stubs, personal financial information, etc. ….twice they "lost" everything, repeatedly transfer me from department to department, and I am still attempting to set up a repayment plan with them. They have refused any [...]

Due to some unforeseen financial issues, I was behind on my mortgage payments – for 8-1 and 9-1. In August, I contacted someone from the lending company, he emailed me (I still have the email), that said skip that month’s payment and make a payment and a half until I am caught up. I upheld [...]

We recently started a new business and things have been extremely slow so we’ve had virtually no income. We’ve been living off of credit cards and been unable to pay our mortgages(we have 2). I have now received letters of intent to foreclose if we do not come up with the money in the next [...]