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Home Loan Modification Advertisements on Newer loan?

We just bought our house in August last year. We keep getting advertisements for home loan modifications. Although I am not jumping up and down to pay closing costs again, the idea of reducing our payment is interesting. Should we look into this or not?

many scams out there – especialy if they mention the "stimulus plan" – I just read a story on it.
The scammers will charge you a fee ($1000-3000+)and will disappear

and if you just bought the house 7 months ago, thinking about a loan modification is ridiculous

I got one of those scam notices – has a big government looking form # on it – not even a company name though




One Response to “Home Loan Modification Advertisements on Newer loan?”

  1. Doctor Deth says:

    many scams out there – especialy if they mention the "stimulus plan" – I just read a story on it.
    The scammers will charge you a fee ($1000-3000+)and will disappear

    and if you just bought the house 7 months ago, thinking about a loan modification is ridiculous

    I got one of those scam notices – has a big government looking form # on it – not even a company name though
    References :

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